# Digital Wallet - Minerva

Digital wallets could become or are already the gatekeepers to access blockchain systems - e.g. through listing hurdles. Furthermore, they are either dealing with crypto or self-sovereign identities, but never both.&#x20;

For most real live use cases (e.g. buying / selling energy) we need both - identity & money. Minerva offers that in the most decentralized way via DIDs and Verifiable Credentials, standardized by the W3C.&#x20;

This combination will enable solutions the Web2.0 can't offer:

* Going beyond payment system monopolies
* Password-less registration and login
* Seamless integration with IoT devices
* Low cost fraud prevention via smart contracts
* GDPR friendly selective disclosure of data&#x20;
* ...

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